Mission

See schedule oeducational credit management corporation (ecmc) provides financial counseling and education to empower students to make better choices about their futures.ecmc, a 501(c)(3) organization, is a national guaranty agency designated by the u.s. secretary of education under and pursuant to the provisions of the higher education act of 1965, as amended. in 2013, ecmc added the solutions program, providing default prevention and financial literacy to student loan borrowers to help them understand their repayment options before becoming delinquent or defaulting on their federally insured student loans. the program includes resources for postsecondary institutions to assist them in managing their cohort default rate. services are offered to postsecondary institutions under a fee structure.